![]() ![]() It is at this point safe to assume that NO adult in America has a secure/private social security number or other personal identifier. And, we need to give people the tools and access to monitor their credit continuously and transparently. It's a shitty thing for TransUnion to do, and people should be aware that they are being led away from putting an actual credit freeze on their account.įurther - I don't know the answer here, but it is just blatantly obvious that we need to move beyond the assumption of SSN, address, drivers license, DOB as secure identifiers. This is such a blatant attempt by TransUnion to take advantage of the Equifax breach for their own financial gain. After searching through their page of BS, you finally get to the link to freeze your credit.Clicking the link to learn more about credit freeze brings you to yet another page that tries to convince you to enroll in their product over placing a credit freeze.The link for the credit freeze is also a passive "click here" compared with "by enrolling in TrueIdentity" language used for the link to their own product.The description about credit freezing is dissuasive: "A credit freeze may be available under your state law".The option to freeze your credit is under "About credit freeze", deliberately passive in their use of language.You have to get through a page of info about credit and fraud, and then the action it tells you to take is to "Lock your credit information by enrolling in TrueIdentity.".If you want to place a credit freeze with TransUnion now: The instructions on placing a credit freeze were clear and there was no mention of their own TrueIdentity product. This is what the website looked before the changes were made on 9/11. The FTC website links to this page for freezing your credit with TransUnion. I froze my credit the day after news about the Equifax breach broke, and it looks like TransUnion has since changed their site to push people away from freezing their credit in favor for their own product called TrueIdentity (like what Equifax was doing with their TrustedID Premier.) ![]() I'm not sure where to post this, but noticed something had changed on the TransUnion website about freezing credit this morning when I was giving links to family so they could freeze theirs. Here, please treat others with respect, stay on-topic, and avoid self-promotion.Īlways do your own research before acting on any information or advice that you read on Reddit. Get your financial house in order, learn how to better manage your money, and invest for your future. Banking Megathread: FDIC, NCUA, and your cash.Private communication is not safe on Reddit. Scam alert: Ignore any private messages or chat requests. ![]()
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